Industry Targets > AGRICULTURE
MPG: PROVIDING WORKERS’ COMPENSATION INSURANCE SOLUTIONS FOR THE AGRICULTURE INDUSTRY.
SECURING & MANAGING Agriculture WORKERS’ COMPENSATION Insurance
The agriculture sector, and farming activities specifically, ranks among the nation’s most hazardous environments where injuries occur almost daily. The industry is also among the largest in the U.S. in terms of the number of Workers’ Compensation claims it receives annually. Injuries are as a result of vehicular hazards (tractor rollovers, farm tractor accidents); heat exposure; falls; physical hazards such as manual labor and heavy lifting; working with equipment such as knives, hoes and power tools; and exposure to chemicals and pesticides.
In addition to the risks inherent in the work performed in the agriculture sector, the cost of agriculture Workers’ Compensation coverage is also impacted by the number of seasonal employees who are employed for short periods. It’s important to note that in many states seasonal workers are excluded unless the business purchases a rider or endorsement adding coverage for these employees. In addition, in some states coverage is limited to full-time workers, those employed in specialty jobs, those employed on larger farms and/or limited to the number of work hours, man-hours, number of full-time versus part-time workers, and the like.*
As you can see, agriculture Workers’ Compensation is complex, making it difficult to obtain coverage. That’s where the experts at Monarch Partners Group (MPG) come in. We have the experience and solutions to help agents and brokers secure Workers’ Compensation insurance for your clients.
WE’LL FIND THE RIGHT FIT FOR THE AGRIBUSINESS SECTOR
Because of our focus and commitment in providing Workers’ Compensation insurance for distressed risks and industries, we have a number of solutions available to offer coverage for businesses in the agricultural sector. These include:
WHY MPG
In addition to our experience and success, there are many other reasons to look to MPG for alternative Workers’ Compensation solutions:
- Owner/CEO-level relationships with all Workers’ Compensation sources
- Access to under-the-radar niche programs
- Overall cost less than current cost in most cases
- Pay-as-you-go and monthly reporting programs
- Lower upfront costs in most cases
- Short quote turnaround time
- Workers’ Compensation coverage is all in one place
- New codes and states are added quick and easy
- Unemployment & Workers’ Compensation claims are handled (PEO/EOR)
- Employer liability for employer/employee issues and payroll taxes are transferred away (PEO/EOR)
- Employee-related HR/legal is our obligation are handled (PEO/EOR)
Compensation to referral partners is competitive and residual. Put MPG’s vast expertise, credibility and high-level relationships to work for you to find the best overall Workers’ Compensation solution for your client and provide you with a competitive edge.
*IRMI